The services offered by our clients, Private Banks, Third-Party Managers, Wealth Managers
In summary, these private banks stand out thanks to a combination of personalised wealth management services, advanced asset management strategies, robust compliance systems, digital innovation and a focus on sustainability, while leveraging their global networks to offer local expertise. These elements collectively contribute to a premium banking experience tailored to the needs of high net worth individuals and institutional clients.
Comprehensive range of services in asset management and private banking
Most of our client banks focus heavily on personalised wealth management services. For example, some offer tailor-made solutions for high net worth individuals, including investment advice, portfolio management and estate planning. These services aim to preserve, grow and pass on wealth while taking into account the unique needs of each client.
Asset management
Many of these banks also offer sophisticated asset management services. They use strategies such as dynamic asset allocation and alternative investment funds to optimise returns on their clients’ investments. Banks leverage their expertise in equities, bonds and other investment vehicles to offer comprehensive asset management solutions.
Compliance and risk management
Given the strict regulatory environment and increasing focus on transparency, many banks have developed robust compliance frameworks. This is particularly important for managing new assets, such as cryptocurrencies, as well as ensuring compliance with global anti-money laundering (AML) and know your customer (KYC) standards.
Digital and technological innovation
All of these banks are investing in digital transformation to improve the customer experience. For example, some have invested in digital platforms to facilitate online banking and asset management, offering customers greater flexibility and easier access to their portfolios.
Global presence with local expertise
Some banks emphasise their global presence combined with local expertise. They offer their customers the advantage of access to international markets while maintaining a deep understanding of local dynamics. This global and local approach helps to provide personalised services that are relevant to the specific needs of customers in different regions.
Sustainable investing and ESG
As sustainability becomes an increasingly pressing concern, several banks have incorporated Environmental, Social and Governance (ESG) criteria into their investment strategies. These banks offer products and services that align with the values of socially responsible investors, reflecting a commitment to responsible investing.
External asset managers (EAM)
Many of these banks also cater to external asset managers, offering them a range of services including custody, execution and reporting. They often provide dedicated platforms for EAMs to efficiently manage their clients’ assets, backed by the bank’s infrastructure and expertise.
Why choose Azqore?
Unlike a simple digital services company, Azqore stands out thanks to its deep roots in the banking sector, as a subsidiary of the Crédit Agricole group and, more specifically, in the private banking sector, as a subsidiary of Indosuez Wealth Management.
This unique feature enables Azqore to fully understand the needs of private banks and respond to them in a precise and expert manner (a strong competitive advantage over other market players).
Azqore is committed to continuous innovation to improve its services, always remaining at the forefront of financial technology.
Thanks to rigorous processes and recognised expertise, Azqore guarantees superior quality services, ensuring optimal management of private banks’ operations.
Your needs and how we address them
Business areas: CSO (Chief Sales Officer), CRO (Chief Risk Officer), CCO (Chief Compliance Officer).
Needs:
- Understand and verify customer identity to comply with regulatory requirements and prevent risks associated with money laundering, terrorist financing and fraud.
- Effectively screen and filter customers against sanctions lists, PEPs (Politically Exposed Persons) and other risk profiles.
- Maintain in-depth knowledge of high net worth clients to personalise the experience, ensure greater proximity and provide premium advice tailored to their specific needs.
- Maintain a clean and up-to-date client database, while ensuring a seamless and personalised experience.
Azqore solutions: Azqore offers automated KYC solutions combined with powerful screening and filtering tools that verify customer identities and detect high-risk profiles while enriching knowledge about high net worth customers for personalised management.
Our systems integrate international databases for real-time updates of sanctions lists and profiles to monitor, and also capture detailed information on the specific preferences and needs of high net worth clients.
Azqore helps private banks maintain a compliant and up-to-date database, facilitating closer and more personalised client relationship management with tailored advice.
Azqore uses artificial intelligence to improve the screening process and enrich customer knowledge, enabling rapid risk detection and better service personalisation, thus ensuring proximity and premium advice for high net worth clients.
Business areas: CSO (Chief Sales Officer).
Needs:
- Offer wealth management services tailored to clients’ financial objectives.
- Monitor portfolio performance in real time.
- Manage a diversified range of assets to meet clients’ varied needs.
Azqore solutions: Azqore provides sophisticated portfolio management solutions that enable real-time overview and monitoring of asset performance.
Azqore’s services include advanced, customisable reporting tools tailored to the needs of wealth managers.
By integrating cutting-edge technologies, Azqore guarantees the transparency and security of transactions and financial information.
Business areas: CCO (Chief Compliance Officer), COO (Chief Operating Officer).
Needs:
- Comply with complex and constantly changing regulatory requirements.
- Ensure effective risk management and prevent money laundering.
- Manage reporting and transparency obligations to regulators.
Azqore solutions: Azqore offers integrated compliance solutions that help private banks stay compliant with international regulations.
Our services include real-time monitoring tools and automated alerts for proactive risk management.
Azqore leverages advanced analytics technologies to anticipate regulatory changes and adapt its solutions accordingly.
Business areas: CISO (Chief Information Security Officer), CIO (Chief Information Officer), CCO (Chief Compliance Officer).
Needs:
- Ensure the confidentiality of sensitive customer information.
- Protect systems against cyberattacks and data leaks.
- Manage access to information in a secure and compliant manner.
Azqore solutions: Azqore uses state-of-the-art security systems, including data encryption and enhanced authentication protocols, to protect customer information.
Our solutions include access management with rigorous monitoring and control tools.
By integrating advanced technologies for proactive threat detection, Azqore ensures constant protection that adapts to new forms of cyber threats.
Business areas: CSO (Chief Sales Officer), CIO (Chief Information Officer), COO (Chief Operating Officer).
Needs:
- Support clients in the digital transition while maintaining a high level of service.
- Optimise internal processes to improve efficiency.
- Develop digital channels without compromising the quality of customer relations.
Azqore solutions: Azqore supports private banks in their digital transformation by offering digital solutions that maintain excellent customer service.
Our services include omnichannel platforms that unify the customer experience online and in-branch.
Azqore invests in research and development to offer cutting-edge digital solutions, such as electronic wallets and mobile banking services.
Business areas: CRO (Chief Risk Officer), COO (Chief Operating Officer).
Needs:
- Managing financial, operational and market risks.
Azqore solutions: Azqore offers risk management tools that enable continuous and accurate assessment of risk exposures.
Business areas: CSO (Chief Sales Officer).
Needs:
- Offer personalised credit solutions to meet the diverse needs of private clients, from mortgages to investment loans.
- Accurately assess client creditworthiness and minimise the risk of default.
- Optimise the credit approval process to ensure a rapid response while maintaining high standards of security and compliance.
Azqore solutions: Azqore offers credit management platforms that facilitate application assessment, risk analysis and credit lifecycle management.
Our solutions include advanced scoring tools to accurately assess customer creditworthiness while complying with regulatory standards.
Process automation speeds up credit approval while ensuring rigorous risk management.
Azqore uses predictive algorithms to optimise credit processing times, ensuring fast and secure management of credit applications.
Business areas: CSO (Chief Sales Officer).
Needs:
- Assist clients in structuring and transferring their wealth in an efficient and tax-optimised manner.
- Offer personalised advice to meet intergenerational transfer objectives.
- Ensure the continuity and security of family wealth over the long term.
Azqore solutions: Azqore offers sophisticated wealth management tools that enable optimal structuring of assets in line with transfer objectives.
Our solutions include integrated advisory services that help managers offer personalised and tax-efficient succession plans.
Thanks to our planning tools, we guarantee sustainable and secure wealth management.
Azqore integrates advanced technologies to offer wealth transfer simulations, enabling proactive and personalised planning tailored to each client’s specific needs.
Business areas: CSO (Chief Sales Officer).
Needs:
- Optimise client asset management to maximise performance while effectively managing risk.
- Provide the front office with powerful tools to manage portfolios in an agile and efficient manner.
- Deliver clear, high-quality performance reports to clients, enhancing transparency and trust.
Azqore solutions: Azqore offers an advanced Portfolio Management System (PMS) that enables dynamic and accurate portfolio management, facilitating investment decisions.
Our PMS tools allow the front office to view asset performance in real time, analyse risks and adjust strategies accordingly.
Azqore provides detailed and customised performance reports designed to meet the high expectations of private clients in terms of transparency and quality.
Azqore uses advanced analytical tools to generate real-time insights, enabling continuous portfolio optimisation and clear communication of results to clients.
Business areas: COO (Chief Operating Officer), CSO (Chief Sales Officer).
Needs:
- Manage and supervise a large volume of daily operations while ensuring accuracy and compliance.
- Ensure maximum efficiency in transaction processing, with reduced turnaround times and minimised errors.
- Centralise operations supervision for optimal control and effective risk management.
Azqore solutions: Azqore offers cutting-edge back office solutions to efficiently manage and centralise all banking operations, from transaction processing to clearing.
Our systems are designed to handle high volumes of transactions with maximum accuracy, ensuring fast and compliant execution.
Azqore provides centralised dashboards for real-time monitoring, facilitating transaction flow management and reducing operational risk.
With automation technologies and real-time analytics tools, Azqore ensures seamless back office operations, driving operational excellence.
Business areas: CFO (Chief Financial Officer), COO (Chief Operating Officer), CIO (Chief Information Officer), CSO (Chief Sales Officer).
Needs:
- Effectively leverage data to support strategic and operational decision-making.
- Perform predictive analytics to anticipate market trends and customer behaviour.
- Meet regulatory reporting requirements by providing accurate and compliant information.
Azqore solutions: Azqore offers data management solutions that centralise and analyse customer and market data, providing real-time strategic insights through data integration and distribution gateways via a comprehensive API catalogue.
Our predictive analytics tools enable you to anticipate customer needs and market developments, helping you optimise investment and wealth management decisions.
Azqore also offers regulatory reporting solutions that ensure compliance and accuracy of data submitted to authorities.
By integrating big data technologies, Azqore improves private banks’ ability to leverage their data for more informed decision-making and reliable regulatory reporting.
Business areas: CCO (Chief Compliance Officer), CSO (Chief Sales Officer).
Needs:
- Integrate ESG (Environmental, Social, and Governance) criteria into portfolio and investment management, thereby responding to growing demand from high net worth clients for responsible and sustainable investments.
- Develop investment strategies that not only generate financial returns but also contribute positively to society and the environment.
- Ensure transparency and traceability of investments in terms of ESG impact, and provide detailed reports to clients on the performance of their responsible investments.
- Adopt robust internal CSR practices, demonstrating a commitment to sustainable development, business ethics and respect for human rights, in order to strengthen reputation and client trust.
Azqore solutions: Azqore offers portfolio management solutions that integrate ESG criteria, enabling private banks to meet the growing demand for responsible investments.
Our management and reporting tools help wealth managers assess and select investments aligned with their clients’ ESG values.
Our platforms enable real-time tracking of the ESG impact of investments, providing full transparency and detailed reporting for clients concerned about the impact of their financial choices.
Azqore also supports private banks in integrating CSR practices into their own operations by providing solutions that help monitor, assess and improve internal ESG performance.
Azqore integrates advanced analytics and big data tools to assess the ESG impact of investments, enabling private banks to make informed decisions that balance profitability and social responsibility, while strengthening their commitment to a sustainable future.
Business areas: CCO (Chief Compliance Officer), CSO (Chief Sales Officer).
Needs:
- Provide a robust and flexible infrastructure that enables External Asset Managers (EAMs) to efficiently manage their high net worth clients’ portfolios while meeting compliance and data security standards.
- Offer reporting and asset management solutions that integrate seamlessly with EAM systems, enabling them to track investment performance in real time and provide informed advice to their clients.
- Facilitate collaboration between private banks and EAMs by providing secure platforms for information sharing, communication, and transaction management.
- Provide high-quality operational support, including back-office operations, so that EAMs can focus on client relationship management and investment strategies.
Azqore solutions: Azqore offers an integrated platform that enables AUMs to efficiently manage their clients’ portfolios with access to advanced analytics, risk management, and customisable reporting tools.
Our solutions integrate seamlessly with AEMs’ systems, providing them with complete visibility into the performance of assets under management and facilitating real-time decision-making.
Azqore provides secure environments for collaboration between private banks and AEMs, ensuring the confidentiality and security of sensitive data while facilitating exchanges and transactions.
Our operational support includes high-quality back-office services, reducing administrative burdens for AEMs and allowing them to focus on asset management and client relationships.
Azqore uses advanced technologies to provide AEMs with cutting-edge portfolio management solutions, including reporting and analytics features that enable them to optimise asset performance and deliver premium service to their high net worth clients.
Business areas: CIO (Chief Information Officer), COO (Chief Operating Officer).
Needs:
- Have a global presence to offer clients access to international markets while ensuring a thorough understanding of local dynamics. Private banks must be able to provide personalised services tailored to the specific cultural, regulatory and economic contexts of each region where their clients are active.
- Benefit from local expertise to meet the unique expectations of high net worth clients in different countries, while complying with the specific regulatory requirements of each jurisdiction.
- Facilitate cross-border asset management and offer international investment solutions while maintaining consistent service quality worldwide.
Azqore solutions: Azqore offers a global banking platform that enables private banks to benefit from an international presence while integrating local specificities thanks to in-depth knowledge of regional markets.
With its robust infrastructure, Azqore enables banks to efficiently manage operations in multiple jurisdictions, taking into account local regulations and the specific needs of high net worth clients.
Drawing on the local expertise and international experience of the Crédit Agricole Group, Azqore helps private banks provide consistent, high-quality service to their clients around the world, while enabling them to adapt quickly to changes in regional markets.
Azqore combines cutting-edge technology with in-depth knowledge of local markets to offer global banking solutions, enabling private banks to remain competitive on the international stage while offering personalised service to their clients in every region.
Business areas: COO (Chief Operating Officer), CIO (Chief Information Officer).
Needs:
- Operational efficiency (TOM)
- Net banking income generation (service levels, pricing, etc.)
Azqore solutions: Azqore offers support solutions to its clients by sharing best practices (30+ onboarding of banks of various sizes in Switzerland, Europe and Asia).
Azqore has onboarded clients from the other major platforms on the market (Avaloq, G2, Finnova, Temenos, Olympic, etc.).